Traveling is something I have always enjoyed ever since high school. Growing up my family did not travel anywhere but our yearly trip to Florida where we visited the grandparents. And no unfortunately this trip did not include a theme park visit. However, I still have fond memories of my travels to visit the Grandparents. I think that is how I got bitten by the traveling bug, one summer when visiting my grandmother Mildred.
My Grandma the World Traveler
During one of our visits, she showed my some amazing photos of her recent trips. It turns out that grandma was doing more then just playing pinochle and going to the clubhouse during her retirement, she had become a world traveler. Going all over Europe, and Asia.
My grandmother Mildred was a working mom before there were working mom’s. She was fairly serious and never very talkative or emotional but you could tell sharing these pictures was a joy to her. Being able to travel the way she had is something I had wanted to do ever since she described her photos to me.
During that time I asked her a ton of questions about her trips. I asked about how she had planned for traveling, what she would have done different and where she liked to travel best. She gave me some great advice.
Something else I learned was that my grandmother was not only adventurous but she was a frugal planner who was ahead of her time. Her careful handling of finances are what made these trips possible.
My grandmother has long since passed away but many off her lessons stay with me. I realize now, I am a lot like her in that I want to see and explore the world. Also like her handling of the family finances are what will make my dreams of traveling possible.
She approached life in a frugal way with the end goal being to retire and travel. Although I want to travel, I do not want to wait for retirement to do it. So what does that mean for a working mom with two kids? Planning.
Here are some of the nuggets of wisdom that helped her save enough to travel in retirement.
Plan out your trip cost long before your travel date
She advised me to get as clear an idea of where I wanted to go and estimate how much those visits will cost. Have a long timeline to save for these trips, and break them down into time increments to save for. Credit was should not be an option. It wasn’t for her.
If possible travel Europe when you are young and save the U.S for retirement age
She said it was much easier to travel in the U.S at an advanced age. There were more senior discounts for attractions and travel and it was easier to navigate then Europe. She added due to the age and make-up of most of Europe it is not as easy for older bodies to handle cobblestone streets an centuries old staircases.
Don’t be afraid to have experiences when travel
I will never forget a picture my grandmother showed me of her standing in front a plane. It was taken in Communist China and she admitted that she felt pretty scared when she was there but was grateful she got to see a part of China usually restricted to travelers.
Sacrifice now to reach your travel goals
My grandmother always functioned in a frugal manner with her end goal of travel in mind. Like with any type of goal setting, you want to having a clear picture of what to achieve and formulated plan on how to achieve it. This will probably mean making sacrifices and being creative with your finances in order to free up money for travel. It mean giving up some things now (like those expensive lattes and dinners out.) to save for travel later.